SANAD provides debt and equity finance to partner institutions in the Middle East, North and Sub-Saharan Africa to support growth and employment creation in the region’s micro, small, and medium enterprise (MSME) sector.

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Facts and Figures

million USD

Outstanding Portfolio Debt Sub-Fund

million USD

Outstanding Portfolio Equity Sub-Fund


Partner Institutions/ Investees Debt Sub-Fund


Investments Equity Sub-Fund I and II


Loans facilitated to MSMEs and low-income households Debt Sub-Fund

Sweet dreams

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“We are getting more productive all the time. Maybe one day I’ll even employ 100 people!”

Badeaa Sahi, Owner, Sweets producer
Client of Sandah, Egypt

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A family business grows

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“I find real joy when a customer comes back to do more business with us. When my customer is happy, I am happy.”

Ahmed Zayan, Owner, Al Laban for Dairy Products
Client of Sandah, Egypt




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On Tour for Women Entrepreneurs

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“By putting female tech talents and entrepreneurs in the spotlight as role models, the Womenpreneur Tour aims to be a catalyst for positive change.”

Jessica Bodmann, SANAD Entrepreneurship Academy
Co-Coordinator of the Womenpreneur Tour

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Mixing the Right Ingredients for Success

Within a few seconds upon meeting Bara’a al-Thawra one is struck by the unique combination of focus, determination and…

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“Financial independence was a bold dream. With the Microfund for Women it became a reality. It makes me proud to see people use my products, and to see how my story is inspiring other women to start a business, too.”

Bara’a al-Thawra, Owner, Tabeetna Organic Beauty Products
Client of Microfund for Women, Jordan

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When Pipe Dreams Come True

In 2016, Ishaq had a pipe dream. Quite literally: He was dreaming of pipes. Plastic pipes for construction. At the time…

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“Obtaining a loan to invest in a second pipe production line seemed impossible: I was too big for microfinance and too small for traditional banks. Thankfully, I was just right for Sanadcom’s tailored financing program.”

Ishaq Soufan, Founder, ESRAR Plastic Pipe Manufacturing Co.
Client of Sanadcom, Jordan

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Taking the Next Step

It’s hard to define the entrepreneurial spirit. For some, there’s a subtle feeling that it’s time for a change. For…

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“Al Majmoua was always there when I needed them. The three loans they have provided me so far are responsible for both the successes in my personal life, and in the business world.”

Fatima Kamel Metayrik, Graphic Designer and Glass Artist
Client of Al Majmoua, Lebanon

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Creating the Smell of Success

They say it takes 10,000 hours of hard work to master a skill. So how good do you become after 20 years? Ask Fatima…

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“My first loan from Al Majmoua is the reason behind my success. Their support – and my belief that anything is possible – is allowing me to expand my business with a second store and a completely different product line.”

Fatima Ahmad Al Bandar, Owner, Sales of Accessories, Gifts and Souvenirs
Client of Al Majmoua, Lebanon

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Expanding a Hair Salon

Elham started her hair salon in 2009 with one chair, serving one customer at a time. Her business quickly began to grow,…

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“Having a loan isn’t something anybody should have to be ashamed of – staying at home and relying on others, that’s much worse.

The loan enabled me to purchase new equipment and beauty products. Now I can serve more than one customer at the same time as well as offer a variety of new services in my beauty salon.”

Elham Al-Naser, Owner, Hair Salon
Client of Middle East Credit Company (MEMCC)

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Balancing Car Wheels

When Hassan Khalifeh started his wheel balancing service alongside with his car tires and rim shop in 2008, his goal was…

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”Al Majmoua has been my stepping stone to success. It was their financing which helped me to become my own boss and to harvest my talents.“

Hassan Khalifeh, Owner, Car tires and rim shop
Client of Al Majmoua: The Lebanese Association for Development

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Developing a Furniture Business

Having learned all there is to know about wicker furniture making from his father, Taher opened his own workshop in…

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“I feel very comfortable with this loan. It allows me to grow my business without taking the savings from my family.

With the profit I can not only repay the loan but also provide better living conditions for my four children.”

Taher Al Mahshi, producer of Bamboo furniture
Client of FINCA Jordan

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