Investing in Employment in the Middle East and North Africa Region


Please note that by using this website (the “Website”), you consent to the following terms of use and to the processing of your personal data according to such terms. If you are unwilling to accept these terms and adhere to these conditions, you should not use the Website.

1. Applicable law and judicial forum

This Website is subject to the laws of the Grand Duchy of Luxembourg. Any legal claims or lawsuits in conjunction with this Website or its use are subject to the Courts of Luxembourg City.

2. Use of the Website / Copyright

The entire content of this Website is subject to copyright law, with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the Website, provided that you do not remove copyright or other proprietary notices. Any downloading or otherwise copying from the Website will not constitute a transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Website without the prior written permission of the SANAD Fund for MSME (the “SANAD”).

3. No Offer

Nothing on the Website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.

4. No Reliance

While SANAD uses reasonable efforts to obtain information from sources that it believes to be reliable, neither SANAD nor any of its officers, employees, service providers or advisers make any representation that the information or opinions contained on the Website are accurate, reliable or complete. The information and opinions contained in the Website are provided for informational purposes only and are subject to change without notice. Nothing contained on the Website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.

5. No Warranty

The information and opinions contained on the Website are provided without any warranty of any kind, either express or implied.

6. Limitations of Liability

In no event, including (without limitation) negligence, will SANAD or any of its officers, employees, service providers or advisers be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Website.

7. Linked Websites

Accessing certain links on the Website may cause you to leave the Website. SANAD or any of its officers, employees, service providers or advisers have not reviewed any of the websites linked to the Website and do not endorse or accept any responsibility for the content of such websites nor the products, services or other items offered through such websites.

8. Data protection notice / Privacy Policy

8.1 Personal information you choose to provide

SANAD, the data controller, may process the personal information you choose to provide through any of the contact facilities of this Website. The information you provide to SANAD will be used for the purpose of answering your queries or for operational and administrative purposes. This information will not be sold, rented or shared with outside parties without your permission.

You are fully responsible for the content and correctness of details you choose to send to SANAD as well as for the non-violation of any third-party rights that may be involved in such details.

8.2 Use of cookies

You are advised that SANAD may collect and automatically process any personal data pertaining to you. You are also advised that, by accessing the Website, data may be temporarily saved or stored in SANAD’s computer systems above all to facilitate and simplify navigation of the Website.

In addition, this Website uses Google Analytics, a web analytics service provided by Google, Inc. (Google). Google Analytics uses cookies which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the Website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google will use this information for the purpose of evaluating your use of the Website, compiling reports on website activity for website operators and providing other services relating to website activity and Internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. By using this Website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to benefit from the full functionality of this Website.

8.3 Date security

The Internet operates as a decentralized association of networks with respect to the interim storage and transfer of temporary data. For this reason, it is not possible at the present time to provide a guarantee against possible manipulation or inadvertent corruption of data, or to guarantee that only current data will be used (e.g. because an old version is still in cache) en route from the provider to the user and vice versa. We therefore advise you of this system-related restriction as follows: you receive this information subject to the conditions of the Internet. Accordingly, no guaranty can be provided as to the correctness of the information and its conformity with the original data.

8.4 Your rights with regard to your personal data held by SANAD

In the event you do not wish for us to use your personal data for marketing purposes, please contact
Finance in Motion GmbH (Advisor of the SANAD Fund for MSME),

You are further entitled to exercise your rights regarding access to and correction of your personal data via written notice to Finance in Motion GmbH
(Advisor of the SANAD Fund for MSME),

Should you have any questions regarding the handling of your data or the security of transmissions, please contact Finance in Motion GmbH (Advisor of the SANAD Fund for MSME),

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Funded by
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