Investing in Employment in the Middle East and North Africa Region

Disclaimer

Please note that by using this website (the “Website”), you consent to the following terms of use and to the processing of your personal data according to such terms. If you are unwilling to accept these terms and adhere to these conditions, you should not use the Website.

1. Applicable law and judicial forum
 
This Website is subject to the laws of the Grand Duchy of Luxembourg. Any legal claims or lawsuits in conjunction with this Website or its use are subject to the Courts of Luxembourg City.
 
2. Use of the Website / Copyright
 
The entire content of this Website is subject to copyright law, with all rights reserved. You may download or print out a hard copy of individual pages and/or sections of the Website, provided that you do not remove copyright or other proprietary notices. Any downloading or otherwise copying from the Website will not constitute a transfer title to any software or material to you. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, link into or use for any public or commercial purpose the Website without the prior written permission of the SANAD Fund for MSME (the “SANAD”).
 
3. No Offer
 
Nothing on the Website should be construed as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to engage in any other transaction.
 
4. No Reliance
 
While SANAD uses reasonable efforts to obtain information from sources that it believes to be reliable, neither SANAD nor any of its officers, employees, service providers or advisers make any representation that the information or opinions contained on the Website are accurate, reliable or complete. The information and opinions contained in the Website are provided for informational purposes only and are subject to change without notice. Nothing contained on the Website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision.
 
5. No Warranty
 
The information and opinions contained on the Website are provided without any warranty of any kind, either express or implied.
 
6. Limitations of Liability
 
In no event, including (without limitation) negligence, will SANAD or any of its officers, employees, service providers or advisers be liable for any loss or damage of any kind, including (without limitation) any direct, special indirect or consequential damages, even if expressly advised of the possibility of such damages, arising out of or in connection with the access of, use of, performance of, browsing in or linking to other sites from the Website.
 
7. Linked Websites
 
Accessing certain links on the Website may cause you to leave the Website. SANAD or any of its officers, employees, service providers or advisers have not reviewed any of the websites linked to the Website and do not endorse or accept any responsibility for the content of such websites nor the products, services or other items offered through such websites.
 
Privacy Notice
 
1. Controller Identification
 
2. This website is jointly controlled by SANAD Fund for MSME S.A., SICAV-SIF, 31 Z.A. Bourmicht, L-8070 Bertrange, Grand-Duchy of Luxembourg (“SANAD”) and Finance in Motion GmbH, Carl-von-Noorden-Platz 5, D-60596 Frankfurt am Main / Germany (“FiM”). FiM acts as SANAD’s representative with regard to all functions. SANAD and FiM together are also referred to as “we”.
 
We may process the personal information you choose to provide through any of the contact facilities of this Website. The information you provide to us will be used for the purpose of answering your queries or for operational and administrative purposes. We limit this processing to the extent required to perform SANAD’s contractual obligations vis-à-vis you or to prepare such a contract at your request. This information will not be transferred to third parties without your permission, except as required under a legal obligation such as to comply with finance regulations. We retain such data for the duration of your contractual relationship with SANAD plus the retention times required to meet our regulatory requirements and substantiate or defend against potential claims.
 
3. Cookies, Google Analytics
 
This website uses cookies. A cookie is a small text file that is copied onto your hard disk by a web server. As a rule, cookies we set are only used for the length of your session for the purpose of anonymous, statistical assessments and for improving user-friendliness. You can review and delete or disable cookies at any time via the settings in your browser, in this case you may lose settings you have made on this website.
In addition, this Website uses Google Analytics, a web analytics service provided by Google, Inc. (Google). Google Analytics uses cookies which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the Website (including your IP address) will be transmitted to and stored by Google on servers in the United States. Google Analytics Cookies may exist up to 2 years, if you do not delete them earlier. 
Google is certified under the US-EU Privacy Shield and we have agreed with Google a data processing agreement to ensure they operate Google Analytics on our behalf. IP-anonymization is active throughout website. If you visit the website from within states that form part of the European Economic Area, your IP address will be truncated within the area of Member States of the European Union or other parties to the Agreement on the European Economic Area before transfer to a Google server. Only in exceptional cases the whole IP address will be first transferred to a Google server in the USA and truncated there.
Google will use this information on our behalf for the legitimate interest based purpose of evaluating your use of the Website, compiling reports on website activity for website operators and providing other services relating to website activity and Internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You can also opt-out from being tracked by Google Analytics with effect for the future by downloading and installing the Google Analytics Opt-out Browser Addon for your current web browser at http://tools.google.com/dlpage/gaoptout?hl=en (does not work with all mobile devices / browsers). Therefore, you may also deactivate Google Analytics on mobiles and other devices by clicking the following opt-out link: Click here to opt-out of Google Analytics.
 
4. Data security
 
We do not process and business critical or sensitive information using this website; it contains public information only. 
We take appropriate technical and organizational measures to protect your personal data against accidental or unlawful destruction, loss, alteration, unauthorised disclosure of, or access to, personal data transmitted, stored or otherwise processed. The Internet operates as a decentralized association of networks with respect to the interim storage and transfer of temporary data. For this reason, it is not possible at the present time to provide a guarantee against possible manipulation or inadvertent corruption of data, or to guarantee that only current data will be used (e.g. because an old version is still in cache) en route from the provider to the user and vice versa. We therefore advise you of this system-related restriction as follows: you receive this information subject to the conditions of the Internet. Accordingly, no guaranty can be provided as to the correctness of the information and its conformity with the original data.
 
5. Your Rights
 
You may, in accordance with applicable data protection law,
- request information about the data processed about you, obtain a copy of such data, and have inaccurate data rectified or completed;
- have your personal data erased or its processing restricted, each to the extent one of the grounds provided for by statutory law applies;
- receive the personal data you provided to us under contract or consent in a structured, commonly used and machine-readable format, to the extent the statutory requirements are fulfilled;
- object, for reasons relating to your particular situation and in accordance with applicable law, to any of our legitimate interest based processing of your personal data; and 
- withdraw your consent at any time without affecting the lawfulness of processing based on consent before its withdrawal.
We do not to use any automated individual decision making processes.
 
6. Enquiries and Complaints
 
If you have questions or would like to exercise your rights, please contact us at:
 
Finance in Motion
Phone: +49 (0)69 271 035-171
E-mail: info@finance-in-motion.com
 
You also have the right to lodge a complaint with a competent data protection authority, in particular in the country of your habitual residence.
 
 
Initiated by
 
http://www.kfw-entwicklungsbank.de/
 
 
Funded by
 
  • http://www.bmz.de/
  • http://ec.europa.eu/
  • http://www.kfw-entwicklungsbank.de/
 
 
Advised by
 
  • http://www.finance-in-motion.de/